©Motor Loans Direct* - Unity House, Bird Hall Lane, Hercules Park, Stockport, Cheshire, SK3 0UX - Tel: 0161 406 3950
*Motor Loans Direct is a trading style of DSG Financial Services Ltd, Unity House, Bird Hall Lane, Hercules Park, Stockport, Cheshire, SK3 0UX
Company Registration No. 2313903 registered in England and Wales - Financial Conduct Authority firm reference number 649675 - DPA Registration No. Z6047173. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
We are a credit broker and not a lender. We are able to introduce you to a carefully selected range of lenders who will make a payment to us for doing so.
You to Us ("User Information") via the web site located at www.motorloansdirect.com ("Site").
This Policy is devised to help you feel more confident about the privacy and security
of your personal details.
"You" shall mean you, the user of the Site. "We/Us" means DSG Financial Services
Ltd "Users" means the users of the Site collectively and/or individually as the
We process personal data only in strict compliance with the Data Protection Act
1998 and associated legislation.
When using the Site You may encounter areas such as games, competitions, chat forums,
shopping or video services where You may be asked to enter User Information. Such
User Information will only be used for the purposes for which it was collected,
for any other purposes specified at the collection point and in accordance with
How we may use your data
By entering Your User Information, You accept that we may retain Your User Information
and that it may be held by Us or any third party company which processes it on Our
We shall be entitled to use Your User Information for the following purposes:
- market research, including statistical analysis of user behaviour which we may disclose
to third parties in depersonalised, aggregated form.
- in order to enable Us to comply with any requirements imposed on us by law.
- in order to send You periodic communications (this may include e-mail), about features,
products and services, events and special offers. Such communications from Us may
include advertising for third party companies or organisations.
For your convenience you can withdraw consent by replying to the "unsubscribe" link
in e-mails from us.
Please also note that we do not disclose your personal information to third parties
to enable them to send you direct marketing without your permission to do so.
You should be aware that information and data may be automatically collected through
that a web site can use to recognise repeat site visits and as an example, recall
your name if this has been previously supplied. We may use this to observe behaviour
and compile aggregate data in order to improve the Site, target the advertising
and assess general effectiveness of such advertising.
Cookies do not attach to Your system and damage Your files. If You do not want information
that allows You to deny or accept the Cookie feature. Note, however, that "personalised"
services may be affected if the cookie option is disabled.
Security and Data Retention
Security is very important to Us. Secure Socket Layer ("SSL") encryption technology
is used for protection of information in transit for any sensitive transactions
such as payments. Additional security procedures are in place to protect the confidentiality,
integrity and availability of Your User information.
We will comply with all relevant Data Protection legislation in relation to the
period for which We retain any information You disclose to us.
You may notify Us of any updates, amendments and corrections to previously collected
User Information by using the link in the Contact Us section of the site.
Links and third party material
1.1 Parts of the Site may contain material provided by third party product or service providers, advertisers or sponsoring organisations. Third party product and service providers, advertisers and sponsors are responsible for ensuring that all material submitted for inclusion on the Site complies with all relevant laws and codes. We will take reasonable steps to verify the accuracy of such information but we will not be responsible if any such material is untrue, inaccurate, incomplete and/or contains errors and we disclaim all liability and responsibility arising from any reliance you place on such material.
1.2 Any material on the Site may be out of date at any given time and, whilst we endeavour to keep material up to date, we are under no obligation to do so. Material on the Site may be subject to change at any time.
1.3 The Site contains links to other websites. When you activate any of these links, you will leave the Site and we accept no responsibility for the availability or content of any linked websites or for any loss or damage that may arise from your use of them. The links are provided for your convenience and any such link does not imply endorsement by us of a website or any association with the operators of a website.
1.4 You may hypertext link to the Site provided it does not imply or claim an association with MotorLoansDirect or any approval or endorsement on our part where none exists and that any link to the Site is removed immediately on the cancellation of your registration.
Intellectual property rights
2.1 All intellectual property rights in the Site and its content (including copyright and database rights and (whether registered or unregistered) trademarks, trade names and designs, are owned or licensed by MotorLoansDirect. You are permitted to print or download extracts from material on the Site for your personal use only provided you keep intact all or any copyright and proprietary notices. None of this material may be used for any commercial or public use.
2.2 No part of the Site or any material appearing on the Site may be modified, copied, distributed, reproduced, stored in or transmitted on any other website for commercial purposes without prior written permission of MotorLoansDirect and payment of any specified fee.
2.3 No licence is granted to you in these Terms to use any trade mark of MotorLoansDirect.
3.1 These terms shall apply in addition to all other terms and conditions on this Site when you make an application for a loan or other financial product or service via the Site.
3.2 Any loan or other financial product or service which you obtain via the Site will be subject to the terms and conditions of the relevant product provider. Before proceeding with any loan or other product or service with the product provider, you should read its terms and conditions carefully and, where appropriate, take independent advice.
3.3 You agree not to bring any claim against MotorLoansDirect arising from your application for or use of any loan or other third party product or service via the Site and, as (unless expressly stated otherwise) MotorLoansDirect will not be a party to any contract or arrangement under which you obtain any loan or other product or service from a third party directly or indirectly through the Site, your sole recourse in respect of any performance, non-performance or delay in performance of the contract or arrangement by that third party will be against that third party.
Use of this Site, Third Party Websites, links to the Third Party Websites, and any information available via the Site is at your own risk. To the maximum extent permitted by law MotorLoansDirect disclaims all liability whatsoever, whether arising in contract, tort (including negligence) or otherwise in relation to this Site, Third Party Websites, links to Third Party Websites, and information available via the Site.
We do our best to ensure that the Site operates properly at all times, but we make no warranties as to the availability or accessibility of the Site, and (save as otherwise set out in these Terms and Conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the Site.
MotorLoansDirect will not be liable, in contract, tort (including, without limitation, negligence), under statute or otherwise, as a result of or in connection with this Site, any Third Party Websites, links to Third Party Websites, the information or any products or services offered on or through this Site or Third Party Website, whether by MotorLoansDirect or on its behalf, for any:
- •economic loss (including, without limitation, loss of revenues, profits, contracts, business or anticipated savings); or
- •loss of goodwill or reputation; or
- •special or indirect or consequential loss.
If MotorLoansDirect is liable to you directly or indirectly in relation to this Site, any Third Party Websites, links to Third Party Websites, information on the Site or any products or services offered on or through this Site or Third Party Website, that liability (howsoever arising) shall be limited to £100.
MotorLoansDirect will not be liable for any loss, damage, expense, costs, delays or other liability whatsoever (including without limitation any financial losses such as loss of profit) which you may incur as a result of any event beyond our reasonable control (including without limitation any failure of transmission, communication, computer or other facilities or your inability to access the Site for any reason or any failure, error or delay in the sending or receiving of any notice or communication or instruction through the post or any electronic medium).
Nothing in these Terms and Conditions shall be construed as excluding or limiting the liability of MotorLoansDirect or its group companies for death or personal injury caused by its negligence or for any other liability which cannot be excluded by English law.
Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.